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Get Burial Insurance Quotes — No Exam Required

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  • Plans starting under $1/day
  • No medical exam needed
  • Compare 6+ top-rated carriers
  • 🇺🇸 Licensed in all 50 states
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Step 1 of 3: See your estimated rate

5085
$5,000$25,000

Estimated Monthly Rate

As low as $36

That's about $2/day

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Estimated rates shown are for illustration purposes only and represent the lowest available rates for healthy non-tobacco applicants. Actual rates vary based on age, health, tobacco use, and carrier. Not a guarantee of coverage or price.

Trusted by families nationwide — we compare plans from top carriers

AetnaTransamericaAmerican AmicableNationwideContinental LifeSecurico

$7,848

Average funeral cost in the U.S.

$255

Social Security death benefit

40%

of Americans can't cover a $1,000 emergency

What Is Final Expense Insurance?

Final expense insurance (also called burial insurance) is a whole life insurance policy designed to cover end-of-life costs so your family isn't left with the financial burden. Unlike term life insurance, it never expires and your rate never increases.

Whole Life CoverageLasts your entire life — never expires, never changes
$5,000 – $50,000Covers funeral costs, medical bills, debts, and more
No Medical ExamJust a few simple yes/no health questions
Fast Tax-Free PayoutBeneficiary receives funds within 24–48 hours

Why Final Expense Insurance?

Protect your family from unexpected financial burden

Coverage That Never Expires

Whole life policy — your rate locks in and your coverage lasts your entire life. No surprises.

Tax-Free Benefit

Your beneficiary receives the full payout tax-free, usually within 24–48 hours. No waiting.

No Medical Exam

Simple yes/no health questions. Most people are approved the same day they apply.

How It Works

Get covered in 3 simple steps

1

See Your Rate

Use the calculator above to see estimated rates based on your age and coverage needs.

2

Talk to an Agent

A licensed agent will call you to review personalized options from multiple carriers.

3

Get Covered

Choose the plan that fits your budget. Most people are approved the same day.

Frequently Asked Questions

Burial insurance (also called final expense insurance) is a whole life insurance policy designed to cover end-of-life costs like funeral expenses, medical bills, and other debts. Coverage typically ranges from $5,000 to $50,000.

No. Burial insurance requires no medical exam. You simply answer a few yes/no health questions during the application process. Most people are approved the same day.

Rates depend on your age, health, and coverage amount. For a healthy 62-year-old, plans can start as low as $27/month for $15,000 in coverage. Use our calculator above to see your estimated rate.

No. Your rate locks in when you enroll and never increases. This is a whole life policy — it lasts your entire life at the same monthly payment.

Most carriers pay the full benefit to your beneficiary within 24–48 hours of a claim being filed. The payout is tax-free.

SeniorProtectionPlan.org is operated by True Life Enrollment, licensed insurance agents. We work with multiple A-rated carriers to find you the best rate.

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Disclaimer: The estimated rates displayed on this website are for illustration purposes only and represent the lowest available rates for healthy, non-tobacco applicants in select age ranges. Actual premiums depend on your age, health history, tobacco use, state of residence, and the insurance carrier selected. Coverage and availability vary by state. This website is not affiliated with, endorsed by, or sponsored by any government agency, including Medicare, Medicaid, or Social Security.

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